Vision
Vision
Standalone or integrated vision policies ensure you maintain regular eye health evaluations while managing the costs of prescription eyewear and specialized lenses.
Who it's for: Retirees and individuals wanting regular eye exams, glasses, or contact lens coverage outside of standard medical care.
Why it matters: Routine vision care ensures early detection of age-related eye conditions while offsetting the rising costs of lenses and frames.
Planning timeline: Integrated easily alongside your health or Medicare selections during annual enrollment.
Partner advantage: We bundle standalone vision options that complement your primary medical or Medicare Advantage selection.
The Basics
Standalone or bundled vision care plans that cover routine eye examinations, eyeglasses, frames, and contact lenses outside of standard medical insurance.
The Details
Standalone or bundled vision insurance plans provide dedicated financial coverage for routine eye care services that are typically excluded from standard medical policies and Original Medicare. This includes annual preventive eye examinations, refraction tests, and allowances toward corrective prescription eyewear such as frames, standard lenses, progressive coatings, or contact lenses. Maintaining routine vision coverage is essential not only for visual acuity and everyday comfort, but also for the early detection of age-related systemic health conditions like glaucoma, cataracts, and diabetic retinopathy during comprehensive eye exams.
How WRA Puts Together Your Plan
We evaluate your personal eye care habits — such as whether you require specialized prescription lenses or specific frame allowances — and pair standalone vision policies that seamlessly complement your primary medical setup or Medicare Advantage selection without duplicating coverage.
Clear Sight Planning
Exam Frequency Review
Factoring in annual eye health checks for early detection of conditions
Hardware Allowance Selection
Choosing an optical benefit level that covers preferred frames and lenses
Sample Scenario
Meet Linda: Linda wants to ensure her routine eye exams and progressive lenses are fully supported without unexpected out-of-pocket costs at the optometrist.
Our Solution: We bundle a standalone vision policy that complements her primary medical setup seamlessly.
Not sure if this coverage is right for you?
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